Pawestri, Meidi Kalvina Dwi, and Lizar Alfansi. 2025. “LISTENING TO UNLIMITED MUSIC: PEOPLE’S PERSPECTIVES ON WILLINGNESS TO PAY FOR PREMIUM USING SPOTIFY IN INDONESIA”. Finansha: Journal of Sharia Financial Management 6 (2):161-78. https://doi.org/10.15575/fjsfm.v6i2.51012.