Rosmala, Cici, et al. “SHARIA FINANCIAL MANAGEMENT IN PESANTREN-OWNED ENTERPRISES (BUMPES) IN EAST JAVA”. Finansha: Journal of Sharia Financial Management, vol. 7, no. 1, June 2026, pp. 26-43, https://journal.uinsgd.ac.id/index.php/finansha/article/view/55150.