Fitriansyah, H. et al. 2025. The Transformation of the Refund Provisions of Tabarru’ in Islamic Insurance: Fatwa DSN-MUI No. 53/2006 and No. 81/2011. Al-Muamalat: Jurnal Ekonomi Syariah. 12, 1 (Mar. 2025), 18–38. DOI:https://doi.org/10.15575/am.v12i1.41386.