Fitriansyah, H., Rukmini, N. V. N. and Al Hakim, S. (2025) “The Transformation of the Refund Provisions of Tabarru’ in Islamic Insurance: Fatwa DSN-MUI No. 53/2006 and No. 81/2011”, Al-Muamalat: Jurnal Ekonomi Syariah, 12(1), pp. 18–38. doi: 10.15575/am.v12i1.41386.