Pemberdayaan Ekonomi Melalui Program BJB Mesra dalam Meningkatkan Kesejahteraan Masyarakat
DOI:
https://doi.org/10.15575/tamkin.v7i4.20230Keywords:
BJB mesra, economy development, social welfare.Abstract
The economic crisis caused by the Covid-19 pandemic has had an impact on the continuity of Micro, Small, and Medium Enterprises (MSMEs). The financing programs offered by banks and the government have not been fully accessible to all business actors, so people are interested in applying for capital to loan sharks. Thus, bank bjb issued the BJB Mesra program in order to prevent people from being entrapment of loan sharks. This study aims to explain the BJB Mesra program in improving community welfare including planning, implementing and impacting the program. The research method used is a descriptive study with a qualitative approach because it produces data that can be observed empirically. Robert Chambers' Theory of Empowerment suggests that empowerment is a concept of economic development that summarizes social values. The results showed that the BJB Mesra program is a capital cost assistance to the community around the house of worship. This program is an initiation from the Governor of West Java in order to realize the West Java Champion of Inner Birth. The implementation of this program consists of submission, training and selection, administrative process, second training, analysis process, decision process, disbursement and assistance. The impact of this program can be felt directly by the community, especially in reducing poverty due to the entanglement of loan sharks.References
Abidin, Z. d. (2006). Ngaji dan Ngejo. Bandung: Setda Jabar.
Adi, I. R. (2001). Pemberdayaan, Pengembangan dan Intervensi Komunitas. Jakarta: Lembaga Penerbit Fakultas Ekonomi Universitas Indonesia.
Adi, I. R. (2008). Intervensi Komunitas Pengembangan Masyarakat Sebagai Upaya Pemberdayaan Masyarakat. Jakarta: Raja Grafindo Persada.
Almizan. (2016). Pembangunan Ekonomi dalam Perspektif Ekonomi Islam. Magdis: Jurnal Kajian Ekonomi Islam.
Egidiasafitri, Kuswana, D., & Yuliani. (2018). Pengelolaan Masjid Berbasis Kampus dalam Meningkatkan Pemberdayaan Masyarakat. Tadbir: Jurnal Manajemen Dakwah, 3. doi:10.15575/tadbir
Fahrudin, A. (2012). Pengantar Kesejahteraan Sosial. Bandung: PT Refika Aditama.
Hamzah, N., Kuswana, D., & Aziz, A. (2016). Peranan Baitul Maal Wat Tamwil dalam Pemberdayaan Usaha Mikro Kecil dan Menengah. Tamkin: Jurnal Pengembangan Masyarakat Islam, 1. Retrieved from http://journal.uinsgd.ac.id/index.php/idajhs
Hariyanto, E. (2017, July 17). Pembangunan Ekonomi Inklusif dan Reduksi Ketimpangan. Retrieved from http://www.djppr.kemenkeu.go.id/page/load/1810
Jamaludin, B. A. (2016). Sosiologi Pembangunan. Bandung: CV Pustaka Setia.
Mardikanto, T., & Soebiato, P. (2019). Pemberdayaan Masyarakat dalam Perspektif Kebijakan Publik. Bandung: Alfabeta.
Prahesti, D. D., & Putri, P. P. (2018). Pemberdayaan Usaha Kecil dan Mikro melalui Dana Zakat Produktif. Ilmu Dakwah: Academic Journal for Homiletic Studies, 12, 141-160. doi:https://doi.org/10.15575/idajhs.v12i1.1905
Rabbani, G. (2018). Pemberdayaan Ekonomi Melalui Program Kelompok Mingguan (PKKM) dalam Meningkatkan Kesejahteraan Masyarakat. Skripsi.
Ridwanullah, A. I., & Herdiana, D. (2018). Optimalisasi Pemberdayaan Masyarakat Berbasis Masjid. Ilmu Dakwah: Academic Journal for Homiletic Studies, 12. doi:https://doi.org/10.15575/idajhs.v12i1.2396
Safei, A. A., Nurhayati, E., & Ono, A. (2020). Pengembangan Masyarakat Perspektif Islam dan Barat. Bandung: Simbiosa Rekatama Media.
Setiawan, A. I. (2012). Dakwah Berbasis Pemberdayaan Ekonomi dan Peningkatan Kesejahteraan Mad'u. Ilmu Dakwah: Academic Journal For Homiletic Studies.
Suharto, E. (2005). Membangun Masyarakat Memberdayakan Rakyat, kajian Strategis Pembangunan Kesejahteraan Sosial dan Pekerja Sosial. Bandung: PT Refika Aditama.
Suharto, E. (2009). Membangun Masyarakat Memberdayakan Rakyat. Bandung: PT Rafika Aditama.
Suharto, E. (2015). Membangun Masyarakat Memberdayakan Rakyat. Bandung: PT Refika Aditama.
Todaro, & C. Smith, S. (2006). Kesejahteraan Masyarakat Desa. Jakarta: Erlangga.
Ulumi, A. F. (2019). Kajian HUkum Ekonomi Syariah Tentang Program Kredit Masjid Sejahtera (Mesra) dalam Upaya Pemberdayaan Ekonomi Umat di Kota Bandung. Tesis. Program Studi Hukum Ekonomi Syariah, Pascasarjana UIN Sunan Gunung Djati Bandung.
Yani, A. (2007). Panduan Mengelola Masjid. Jakarta: Pustaka Intermasa.
Downloads
Published
Issue
Section
License
Authors who publish articles in Tamkin: Jurnal Pengembangan Masyarakat Islam agree to the following terms:
- Authors retain copyright of the article and grant the journal right of first publication with the work simultaneously licensed under a CC-BY-SA or The Creative Commons Attribution–ShareAlike License.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).