TRUST AS A MEDIATOR OF DONOR LOYALTY IN ISLAMIC DIGITAL PHILANTHROPY: THE ROLES OF EASE AND ENJOYMENT
Keywords:
Digital Donation Platform, Donor Loyalty, Perceived Ease of Use, Perceived Enjoyment, TrustAbstract
The development of digital based Islamic philanthropy has transformed the way people participate in charitable activities, making it essential to understand the factors that encourage donors to remain loyal to a donation platform. Research that specifically examines donor loyalty by integrating perceived ease of use, perceived enjoyment, and trust within the Technology Acceptance Model (TAM) framework remains limited, particularly in the context of Islamic digital philanthropy. This study aims to analyze how perceived ease of use and perceived enjoyment influence donor loyalty, both directly and indirectly through trust, on the Sobat Berbagi Lazismu Banyumas platform. This research employed a quantitative approach by collecting data from 124 users of the platform through a purposive sampling technique. The data were processed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS 3 software. The results indicate that both perceived ease of use and perceived enjoyment positively contribute to building donor trust and strengthening donor loyalty. Trust was also found to have a significant positive impact on donor loyalty. Furthermore, trust successfully mediates the relationship between perceived enjoyment and donor loyalty, whereas its mediating role between perceived ease of use and donor loyalty is not statistically supported. These findings suggest that creating an enjoyable donation experience plays a more important role in fostering long-term donor commitment than merely providing a user-friendly system.
References
Al-Tuahifi, M. S. (2025). Barriers to Digital Transformation in Public Organizations: Output Quality, Ease of Use, Job Fit, Self-Efficacy, and Usefulness. Elsevier BV. https://doi.org/10.2139/ssrn.5392623
Alshammari, S. H., & Babu, E. (2025). The mediating role of satisfaction in the relationship between perceived usefulness , perceived ease of use and students ’ behavioural intention to use. 1–13.
Anugrah, F. T. (2020). Effect of Promotion and Ease of Use on Customer Satisfaction and Loyalty on OVO Application Users. 1(2).
Anwar, M., Astuti, W., & Sugito, P. (2024). Perceived Ease of Use and Perceived Usefulness, Intention to Use Digital Banks and the Role of Trust as Mediating Variables. KnE Social Sciences. https://doi.org/10.18502/kss.v9i29.17244
Anwar, M. S., Verawati, L., & Afiati, L. (2024). Relationship of Perceived Ease of Use, Trust, Customer Satisfaction and Customer Loyalty in E-Commerce: A Case Study of The Shopee Application. The International Journal of Business Review (The Jobs Review), 7(1), 15–28. https://doi.org/10.17509/tjr.v7i1.67728
Ariningsih, E. P., Wijayanti, W., & Prasaja, M. G. (2022). Intention to Use E-wallet Dilihat dari Perceived Usefulness, Perceived Ease of Use, Perceived Security, dan Trust. Jurnal Maksipreneur: Manajemen, Koperasi, Dan Entrepreneurship, 11(2), 227. https://doi.org/10.30588/jmp.v11i2.916
Astuti, H. J., & Santoso, S. B. (2020). Weakened Patient Loyalty Model at Beauty Clinics : Based on Variety Seeking Behavior , Dissatisfaction , Negative WOM and Brand Switching. 01032.
Davis, F. D. (1989). Technology-Acceptance-Model-Davis-1989). 13(3), 319–340.
Davis, F. D., Bagozzi, R. P., & Warshaw, P. R. (1992). Extrinsic and Intrinsic Motivation to Use Computers in the Workplace’ FRED D. DAVIS~.
Dick, A., & Basu, K. (1978). Customer Loyalty : Toward an Integrated Conceptual Framework.
Fornell, C., & Larcker, D. F. (2016). Evaluating Structural Equation Models with Unobservable Variables and Measurement Error. 18(1), 39–50.
Hadipranata, P. C., Suhud, U., & Krissanya, N. (2025). Determinasi User Loyalty Layanan Paylater di Era Digital: Perspektif Perceived Ease of Use, Use Trust, dan Promotion. Jurnal Semesta Ilmu Manajemen Dan Ekonomi, 2(1), 820–848. https://doi.org/10.71417/j-sime.v2i1.756
Hair, J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate Data Analysis.
Hartanto, B., & Aprianingsih, D. (2022). The Effect of Website Quality, Trust, and Ease of Use on Customer Loyalty: Customer Satisfaction as a Mediation. Frontiers in Business and Economics, 1(1), 16–23. https://doi.org/10.56225/finbe.v1i1.81
Hartati, N., & Yuniarti, V. S. Y. (2023). Income Tax And Zakat: A Qur’anic And Legal Perspective And It’s Effect On State Revenue Neneng Hartati. 4(36), 234–247.
Hikaru, D., & Purba, J. T. (2021). Measurement of Brand Image , Price , Promotion , Ease of Use and Satisfaction to Customer Loyalty of on line Transportation in Urban Area. 2017, 1243–1254.
Johny, I. K., & Putra, P. (2025). Faktor Emosional dalam Meningkatkan Loyalitas Pelanggan pada Kedai Kopi di Kota Denpasar Emotional Factors in Increasing Customer Loyalty at Coffee Shops in Denpasar City. 01(November), 136–149.
KG, M., & Varghese, M. (2022). The Power Of Enjoyment And Ease: How Perceived Enjoyment And Ease Of Use Shapes Women’s Attitude And Intention Towards Digital Payments. Journal for ReAttach Therapy and Developmental Diversities. https://doi.org/10.53555/jrtdd.v5i2.3547
Kotler, P., Armstrong, G., & Balasubramanian, S. (2024). Principles of Marketing.
Kurniadi, H., & Rana, J. A. S. (2023). The power of trust: How does consumer trust impact satisfaction and loyalty in Indonesian digital business? Innovative Marketing, 19(2), 236–249. https://doi.org/10.21511/im.19(2).2023.19
Kurniawan, S., & Tankoma, A. (2023). The Effect of Perceived Ease of Use and Perceived Enjoyment on Customer Trust and Loyalty in Online Food Delivery Service. 14(July), 163–170. https://doi.org/10.21512/bbr.v14i2.8874
lazismu banyumas. (2023). Lazismu Luncurkan Platform Donasi Digital Dalam Rakerda 2024 Di Banyumas. Lazismu Pusat. https://lazismu.org/2023/12/18/lazismu-luncurkan-platform-donasi-digital-dalam-rakerda-2024-di-banyumas/
Mahmud, M. D. Bin, Quilim, C. A., & Salmatia. (2024). Islamic Fintech Lending Determinants Using Islamic Financial Literacy As A Moderation Variable. 5(1), 84–99. https://doi.org/10.15575/fjsfm.v5i1.33870
Maria, V., & Sugiyanto, L. B. (2023). Perceived usefulness, perceived ease of use, perceived enjoyment on behavioral intention to use through trust. Indonesian Journal of Multidisciplinary Science, 3(1), 1–7. https://doi.org/10.55324/ijoms.v3i1.702
Marso. (2022). The Effect of Perceived Ease of Use and Perceived Usefulness on Trust, Loyalty of E-Commerce Customers. Advances in Economics, Business and Management Research, 796–804. https://doi.org/10.2991/978-94-6463-008-4_100
Masri, N. W., & Ruangkanjanases, A. (2021). The Effects of Product Monetary Value , Product Evaluation Cost , and Customer Enjoyment on Customer Intention to Purchase and Reuse Vendors : Institutional Trust-Based Mechanisms.
Monica, F., & Japarianto, E. (2022). Analisa Pengaruh Perceived Ease Of Use Dan Melalui Perceived Enjoyment Terhadap Behavior Intention Pada Digital Payment. Jurnal Manajemen Pemasaran, 16(1), 9–15. https://doi.org/10.9744/pemasaran.16.1.9-15
Naradipa, C. (2020). The Effect of Perceived Ease of Use , Perceived Enjoyment , Perceived Cohesion , Social Norm and Customer Preference to Customer Loyalty Online Game Community First Person Shooter in Surabaya. 2020, 117–125. https://doi.org/10.18502/kss.v4i7.6847
Nulyani, M. A., Hayati, N. H. K., Harahap, A. F., Lailatin, N. N., & Aulannisa, F. (2025). Master Study Concentration in Islamic Economics, The Graduate School of Gadjah Mada University, Indonesia. 6(2), 107–129. https://doi.org/10.15575/fjsfm.v6i2.46221
PWM Jawa Tengah, 2023. (2023). Hebat! Lazismu Banyumas Launching SobatBerbagi.com untuk Revolusi Donasi Digital! QRIS dan Fitur Unggulan Bikin Donasi Tanpa Ribet! Pwmjateng.Com. https://pwmjateng.com/hebat-lazismu-banyumas-launching-sobatberbagi-com-untuk-revolusi-donasi-digital-qris-dan-fitur-unggulan-bikin-donasi-tanpa-ribet/
Ridho, A., Astuti, H. J., Rahayu, T. S. M., & Aryoko, Y. P. (2024). Pengaruh Citra Merek, Kualitas Pelayanan dan Kualitas Produk Terhadap Loyalitas Konsumen pada iBox Store Purwokerto. 3, 1375–1385. https://doi.org/10.56709/mrj.v3i4.465
Sawitri, N. L. P. W., & Giantari, I. G. A. K. (2020). Open Access The Role of Trust Mediates the Effect of Perceived Ease of Use and Perceived Usefulness on Online Repurchase Intention. 1, 374–381.
Sengupta, M., Datta, S., Roy, A., Chakrabarti, S., & Mukhopadhyay, I. (2024). Digital Inclusion, Perceived Usefulness, and Perceived Ease of Use in Online Learning. Perspectives in Finance and Digital Transformations in Business, 194–201. https://doi.org/10.4324/9781003470229-22
Siagian, H., Tarigan, Z. J. H., Basana, S. R., & Basuki, R. (2022). The effect of perceived security, perceived ease of use, and perceived usefulness on consumer behavioral intention through trust in digital payment platform. International Journal of Data and Network Science, 6(3), 861–874. https://doi.org/10.5267/j.ijdns.2022.2.010
Thayib, S. R., & Ajuna, H. N. A. (2022). Internalisasi islamic business ethic pada fintech syariah. 3.
Tian, Y., Chan, T. J., Suki, N. M., & Kasim, M. A. (2023). Moderating Role of Perceived Trust and Perceived Service Quality on Consumers ’ Use Behavior of Alipay e-wallet System : The Perspectives of Technology Acceptance Model and Theory of Planned Behavior. 2023. https://doi.org/10.1155/2023/5276406
To, A. T., Hong, T., & Trinh, M. (2021). Cogent Business & Management Understanding behavioral intention to use mobile wallets in vietnam : Extending the tam model with trust and enjoyment Understanding behavioral intention to use mobile wallets in vietnam : Extending the tam model with trust and enjoyment. Cogent Business & Management, 8(1). https://doi.org/10.1080/23311975.2021.1891661
Welsa, H. (2024). Pengaruh Kualitas Pelayanan Dan Kemudahan Penggunaan Terhadap Keputusan Pembelian Melalui Kepercayaan Sebagai Variabel Mediasi Pada Konsumen Go-Food. JPEK (Jurnal Pendidikan Ekonomi Dan Kewirausahaan), 8(2), 419–426. https://doi.org/10.29408/jpek.v8i2.24649
Wilson, N., Keni, K., & Tan, P. H. P. (2021). The role of perceived usefulness and perceived ease-of-use toward satisfaction and trust which influence computer consumers’ loyalty in china. Gadjah Mada International Journal of Business, 23(3), 262–294. https://doi.org/10.22146/gamaijb.32106
Xiong, S., & Zhang, T. (2024). Enhancing tourist loyalty through location-based service apps: Exploring the roles of digital literacy, perceived ease of use, perceived autonomy, virtual-content congruency, and tourist engagement. PLOS ONE, 19(1). https://doi.org/10.1371/journal.pone.0294244
Yuliana, A., & Wahyudi, L. (2021). The Relationship Between Trust and Intention to Recommend : The Role of Content Quality , Website Design and Enjoyment. 1. https://doi.org/10.32996/jbms
Zeithaml, V. A., Bitner, M. J., & Gremler, D. D. (2018). Services Marketing: Integrating Customer Focus Across the Firm.
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).


